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Home care in St. Cloud, MN
Stearns County, Minnesota

Home care agencies in St. Cloud, MN

Home care agencies send caregivers to help with daily life at home: bathing, dressing, meals, medication reminders, getting around and company. It is non-medical care, which is different from home health care ordered by a doctor.

24 agencies 11 based in St. Cloud

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Home care agencies near St. Cloud

0

Independent Living Services of Central Minnesota

Based in Sartell, MN, about 8 miles away

Registered with the federal NPI registry since 2020.

(320) 828-7474 NPI Registry record →

How these listings are sourced

  • Medicare data. Home health agencies, hospices and nursing homes come from the CMS Provider Data Catalog (home health file of October 2026, nursing home file of September 2026). Star ratings are CMS ratings. Each card links to the provider's Care Compare record.
  • Other providers. Home care agencies, assisted living, adult day centers, disability and ABA providers come from the federal NPI registry, read October 2026. The care type is the one the provider chose when it registered. Nobody checks it, so ask what each provider actually does.
  • Location. "Based in" is the provider's own address. "Tells Medicare it serves" comes from the ZIP codes the agency reports to CMS. "Miles away" is the distance from the city center to the provider's ZIP code, so check that they cover your address.

How home care is paid for

  • Medicare doesn't pay for long-term care, also called custodial care, and doesn't pay for personal care like bathing and dressing when that is the only care someone needs.
  • Medicaid home and community-based services (HCBS) let people who qualify for Medicaid get care at home or in their community instead of an institution. Your state Medicaid agency decides who qualifies.
  • Many families pay privately, and some long-term care insurance policies pay toward care. Check what your policy covers before care starts.

For free local help with care options and benefits, contact your Area Agency on Aging through the Eldercare Locator.

St. Cloud at a glance

  • 72,145 residents (Census Bureau 2024 estimate)
  • 11 agencies with an address in St. Cloud
    • 0

Questions about home care in St. Cloud

How many home care agencies serve St. Cloud, MN?

Carevo lists 24 agencies for St. Cloud: 11 based in the city, and 13 based within 15 miles.

How is home care paid for?

Medicare doesn't pay for long-term care, also called custodial care, and doesn't pay for personal care like bathing and dressing when that is the only care someone needs. Medicaid home and community-based services (HCBS) let people who qualify for Medicaid get care at home or in their community instead of an institution. Your state Medicaid agency decides who qualifies. Many families pay privately, and some long-term care insurance policies pay toward care. Check what your policy covers before care starts.

Can providers pay to be listed higher on Carevo?

No. Carevo does not sell placement or ranking. Rated providers are ordered by their CMS rating, and the rest by where they are based.

Other care in St. Cloud

Respite care · Home health care · Private duty nursing · In-home physical therapy · Hospice care · Assisted living · Memory care · Board and care homes · Nursing homes · Adult day care · Intellectual and developmental disability services · ABA therapy

Home care agencies in nearby cities

Elk River · Ramsey · Maple Grove · Andover · Plymouth · Coon Rapids · Brooklyn Park · Brooklyn Center

Sources