Calculators and checkers
Each tool applies a published rule to the numbers you enter and lists its sources. The calculation runs in your browser, and nothing you type is sent to Carevo.
Federal rates for 2026, checked October 27, 2026.
Benefits
Medicare and VA rules, applied to your numbers.
Medicaid and long-term care funding
Spousal protection and the look-back period.
Medicaid look-back calculator
Find the 60-month look-back window from your application date and estimate the penalty period for transfers inside it.
Medicaid spousal protection calculator
Estimate the resources and monthly income a spouse at home can keep when the other spouse needs Medicaid long-term care.
Care costs
What a care schedule costs, using the quotes you have.
For caregivers
A check-in for the person doing the caring.
A word on accuracy
These tools give estimates and do not decide eligibility or funding. Carevo cannot tell you whether you qualify. The agency that runs the program, such as Medicare, your state Medicaid agency or the VA, decides. States set their own figures within federal ranges and eligibility rules differ by state.